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hysterectomy doorknob
Mar. 13th, 2018 05:09 pmI made some orange curd to use up some of the oranges in my bag of them. Do you know how many oranges three cups of orange curd uses? Two.
In related news, I still have a lot of oranges.
I am about to update something that I thought happened in December, but reading back through my entries to check the date it was 27 November. November 2017. Last year. Over a quarter of a year ago.
Right, so, when my mother had a home loan, the bank held the deed to the house as security. Once the loan was fully paid off, my mother left the deed with the bank for safekeeping. Now she wants to update her will, and she has decided to keep the deed with her will in her solicitor's office (because that was how her late partner did it, and it turned out to be very convenient having will and deed together). Which brings us back to 27 November 2017, when my mother applied to get the house deed back, and found that removing it from the bank vault costs $385 and would take four to six weeks.
And today's update: She still hasn't got the deed! The bank called her in early January to say that they'd filled in the wrong form and the new form would cost $250, but as she'd already paid more than that, they ended up refunding the difference. And then... nothing. She has taken to going into the bank every two weeks, but they still haven't received the deed. Because here is the thing: they don't have it. It's not in the City by the Sea's local branch. It never has been. They store all the deeds wherever their mortgage department headquarters is, and once the loan is paid off, they send them to the government's Land Titles Office, without telling the title holder that that's what they're doing. So the poor woman at the local branch can see that the form she lodged in January has been received by the mortgage office, but there's no file update after that and they won't reply to her internal messages.
So now my mother has come up with a new plan. She's made the appointment to update her will, and will see if her solicitor has any more luck getting the deed back. She told the woman at the bank this morning, who said, "That's a really good idea."
Personally, I think that someone has lost the deed and is ignoring all communications while hoping the requests just go away.
In related news, I still have a lot of oranges.
I am about to update something that I thought happened in December, but reading back through my entries to check the date it was 27 November. November 2017. Last year. Over a quarter of a year ago.
Right, so, when my mother had a home loan, the bank held the deed to the house as security. Once the loan was fully paid off, my mother left the deed with the bank for safekeeping. Now she wants to update her will, and she has decided to keep the deed with her will in her solicitor's office (because that was how her late partner did it, and it turned out to be very convenient having will and deed together). Which brings us back to 27 November 2017, when my mother applied to get the house deed back, and found that removing it from the bank vault costs $385 and would take four to six weeks.
And today's update: She still hasn't got the deed! The bank called her in early January to say that they'd filled in the wrong form and the new form would cost $250, but as she'd already paid more than that, they ended up refunding the difference. And then... nothing. She has taken to going into the bank every two weeks, but they still haven't received the deed. Because here is the thing: they don't have it. It's not in the City by the Sea's local branch. It never has been. They store all the deeds wherever their mortgage department headquarters is, and once the loan is paid off, they send them to the government's Land Titles Office, without telling the title holder that that's what they're doing. So the poor woman at the local branch can see that the form she lodged in January has been received by the mortgage office, but there's no file update after that and they won't reply to her internal messages.
So now my mother has come up with a new plan. She's made the appointment to update her will, and will see if her solicitor has any more luck getting the deed back. She told the woman at the bank this morning, who said, "That's a really good idea."
Personally, I think that someone has lost the deed and is ignoring all communications while hoping the requests just go away.